Ep 248 – Goodbye 2020!

Last chance y’all! Head over to the Brown Ambition merch store and use coupon code HOHOHO to get 25% off!


Happy BA Wednesday y’all. It’s our last episode of 2020! We’re taking a look back at 2020 and talking about the good things that happened for us this year. We’re also taking a look forward at 2021 and talking about what we’re trying to do next year. Last but certainly not least, we’re getting a new stimulus bill (2:45) soon, and we’ll be telling you what is (and isn’t in there).

And because it’s our favorite thing, we’re still answering your questions this week!

  • (35:43) I’m very unhappy in my current job. I have some money in savings and some in a 401k. Should I put my health first and quit my job now? Or should I wait until I secure something else?
  • (41:48) I recently got a new job and lost all the sick time I had saved up. I want to start a family with my partner. I want to spend as much time with my new baby as possible. Should I spend the 6 months expenses I have saved to do that, or should I tough it out and go back to work after maternity leave?

Check out these links to read more:

NY Times: Congress Strikes Long-Sought Stimulus Deal to Provide $900 Billion in Aid

CNBC: Everything you need to know about the second round of coronavirus stimulus checks

CDC Eviction Relief Form

How to volunteer to help the Georgia Senate runoffs: 12 things you can do for voter outreach right now

Elle Magazine: The Journalist and the Pharma Bro

Ovia Health Apps

Follow the links below to support our sponsors:

Speaking of sponsors though, you can support our sponsors here:


http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month

http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition

December 23rd, 2020|Uncategorized|0 Comments

Ep 247 – How Can I Pay Off Debt on a Fixed Income?

Our self care journeys continue. Sometimes self care is more than a massage or your favorite cocktail. Sometimes it’s therapy. Sometimes it’s sitting in your car by yourself with your favorite drink. Whatever it means for you, we hope you’re taking good care of yourself. The end of the pandemic is in sight, but we still have to get through the holidays and the first part of next year. It’s still going to be hard, and you still deserve to be okay. In the meantime, we’re going to keep bringing you money and career advice. There are some great questions this week like:

  • (26:56) How can I pay off 20k in debt on a fixed income?
  • (34:13) I’m 25 and I’m graduating with 2 masters degree. I received a job offer, but I’m afraid I might’ve asked for too little money. I had a great interview for a promotion with my current employer, and that might offer more money. I’m stressed out over what to do!

As you finish up your holiday shopping, don’t forget: You can save 25% at our merch store by using the coupon code HOHOHO. Good through the end of December! In this year especially, its great to support local and small businesses. One of our favorites right now is The Butter Bar skincare (not a sponsor, we just love them). Either way, do your best to shop local and support small businesses. We want to see them survive this pandemic!

Speaking of sponsors though, you can support our sponsors here:


http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month

http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition

Check out the links below for more:

Neal Katyal on IG

Cardi B’s 88k purse


The Debt Snowball

Sandy Smith – Yes, I am Cheap

Magnify Money – When You Should Consider Bankruptcy and How to File

December 16th, 2020|Uncategorized|0 Comments

Ep 246 – A New Season of Self Care

It’s the holiday season, but its the season for other things too. It’s always a good time to look at the things in our lives that seem little (that achey-but-not-too-bad arm?) but might turn into something big. Why not take care of it before it gets out of control? Whether its your money or some other thing in life, you’re worth it. It’s time to start acting like it!

We got some great questions from you this week:

  • (23:44) – How do I get better odds of getting a balance transfer credit card that will cover the full amount of my debt?
  • (28:23) – I have 40,000 dollars in savings and I’m not sure what to do with it. Is there a better place than my savings account?

Don’t forget the whole month of December you can get a 25% discount at our merch store with coupon code HOHOHO!

Check out the links below for more reading:

The Catalyst: How to Change Anyone’s Mind by Jonah Berger

Contagious: Why Things Catch On by Jonah Berger

FSA Store

The Noodle Budget

Magnify Money’s List of the Best High Yield Savings Accounts

What is Clubhouse?

Black Millennials fueled a surprising 2020 home-buying surge for African Americans

@VisionPoet on IG

December 9th, 2020|Uncategorized|0 Comments

Ep 245 – Should I Invest My Wedding Fund?

HOHOHO the gift giving season is upon us! And for the Brown Ambition fan in your life (including you!) we’re offering a 25% across our merch store at brownambitionstore.com. Use promo code HOHOHO to get your discount!


We made it past Thanksgiving! We got our Zoom on and did what we could to spend time with our families and stay safe. We’re trying to finish this holiday season safe and get ready for this vaccine that will hopefully be coming soon. In the meantime we’re so excited to hear that a lot of you are taking charge of your mental health by reaching out to our friend Stephanie over at NaviPsych (not a sponsor, we just love her) or otherwise getting into therapy, and we want to send our love to all of you. Wishing you the happiest of holiday seasons!

We’ve got some great questions this week like:

  • (21:20) – I have 10k saved for my wedding, but I don’t think we’ll get married for awhile, where should I store this money?
  • (28:50) – Neither of my parents have life insurance or health insurance, and they don’t have any money set aside for retirement. I’m probably going to end up responsible for their care when they can’t work anymore. How can I convince them to start saving?

Check out the links below for further reading:


The Catalyst: How To Change Anyone’s Mind


Quote Wizard

December 2nd, 2020|Uncategorized|0 Comments

Ep 243 – Can I Save When It Doesn’t Seem Like There’s Enough?

We’re still out of breath from the election, but we are breathing a little easier. But Covid-19 is on the rise again and the holidays are coming up. It’s going to be a hard year for family gatherings (or lack thereof). We hope you stay safe and give yourself some time off if you can. But we still need to find time to celebrate the good things. And one super good thing we can celebrate is Tiff released the cover for her book, Get Good With Money (2:15)! The book is coming in March 2021. But in the meantime you take the financial wholeness quiz to see how close you are to being financially whole.

We’ve got some great questions for you this week like:

  • (25:00) I’m just having a lot of trouble saving money. Is it actually possible for me to save money when there just doesn’t seem to be enough?
  • (31:20) I own a home that’s in need of a LOT of work. I took a home equity loan for the repairs. I haven’t spent the money yet because of the pandemic. Should I hold onto that money or go ahead with the repairs?

Check out these links for more info:

BA Episode with Christina and Amon from Our Rich Journey

Our Rich Journey

Our Rich Journey Jr

What’s a Home Equity Loan?

Pixel LabCorp Covid-19 Test

Neal Katyal on IG

Stay Tuned with Preet Podcast

November 18th, 2020|Uncategorized|0 Comments

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