Ep. 89 — Reclaiming Our Time! Black Women’s Equal Pay Day; and Why Paying Your Credit Card Off Early Can Actually Hurt Your Score
Another packed show, BA Fam!
We wish you all a happy Black Women’s Equal Pay Day.
Check out this report by the Economic Policy Institute on the gender/racial pay gap that is effecting women of color in the U.S. ? and some myths about why Black women are still so far behind in the fight for equal pay.
As always, stop by brownambitionpodcast.com to reach out with questions.
And please don’t forget to leave us a review on iTunes! Your support helps us keep growing more and more with each episode.
Mandi & Tiffany
Welcome back, BA Fam!
On today’s show, we swap medical billing nightmares and take a question from listener Latoya who says she was pursued for a medical debt she didn’t owe. We offer tips on how to fight back when debts appear on your credit report that you know you don’t owe, and share how Latoya was able to resolve her own medical billing nightmare.
As mentioned on the show, here’s a link to https://clearhealthcosts.com/, where you can compare prices for many medical procedures in different ZIP codes.
Also, if you are looking for legal assistance fighting back against debt collectors, check out this list of legal aid resources by state on the Consumer Financial Protection Bureau website.
Have a question for us? Hit us up at brownambitionpodcast.com.
On today’s show…
Tiffany does a quick debrief on Jay Z’s 4:44 album and the financial lessons hidden in the lyrics…
Mandi recaps her visit to the National Museum of African American History and Culture in Washington, D.C.
Tiffany gives us a big health update after an awkward (?) yet educational visit to the doctor
We take a question from a listener who wants to know how she can prepare when she knows she’ll be laid off and has nearly $40,000 worth of debt at the same time.
A recent survey found the average U.S. employee has only taken about half (54%) of their PTO days in the past 12 month. And we have just one question: BUT WHY THO???
Link mentioned in the show:
Ep. 86 — How Tiffany Erased $18,000 Worth of Student Debt; Essencefest Observations; Marriage and Finances
We are BACK with a packed show. On the agenda for today:
Tiffany reveals how she got $18k of her student loan debt *POOF* forgiven! And we are spinning off this segment into an entire show dedicated to student loan debt. That means we need YOU to send us your student debt questions by visiting brownambitionpodcast.com or sending us an email at brownambitionpodcast[at]gmail[dot]com.
We discuss Essencefest and Tiffany’s observation that some of the most powerful women in business are secretly…MISERABLE? Apparently money can only buy so much happiness.
Then we take your questions:
-How do I remove myself as a cosigner on my relative’s auto loan?
-Should I get a credit card outside of my credit union?
-How do my husband and I split the mortgage now that we’re married?
Check out the latest issue of Fast Company! Brown Ambition was listed among the top 10 business podcasts to listen to. Thank you for your support!
Ep. 85: Evita Robinson, Founder of the Nomadness Travel Tribe and Mother of the Black Travel Movement
In September 2011, Evita “Evie” Robinson created the Nomadness Travel Tribe, “an online social community for travelers all around the planet, who have the similarity of an urban background and were looking for likeminded travelers to connect with around the world.”
What she did was kick off a new travel revolution, spurring thousands of travelers, the majority of whom are millennial black women, to pack a bag and see the world.
These days, Evie is laser focused on how to take Nomadness to the next level, from hosting events around the world to purchasing vacation properties and, of course, staking her claim as the mother of the black travel movement. This Fall, her first TED talk, in which she discusses the history of travel in African American communities from the days of Jim Crow and segregation to Nomadness today, will hit the web.
On facing adversity: “Sometimes the universe edges you into things. Life is really rough with me because I think it knows I can handle it. Sometimes it’ll just kick you off the cliff and you’ve gotta free fall a little bit before you realize how to fly on your own.”
On her four-year journey to a profitable business: “I’m not gonna make money one way. I’m gonna make money 10 ways…it’s all about diversifying your income.”
On facing competition from other black travel upstarts: “It’s about innovating and thinking outside of the box and staying true as hell to who you are regardless of what other people are doing in your space.”
Learn more about Nomadness at http://www.nomadnesstv.com/