On today’s show:

—We take a question from a listener wondering how she and her husband can begin to tackle their combined $40,000 debt load — including credit cards, personal loans and student loans.

—Another listener is trying to build credit but keeps getting denied for cards…what’s a girl to do? We’ve got some ideas!

A Reddit group is under fire for requiring members to prove they are “black enough” by sharing photos of their … forearms? We tackle this problematic topic and talk about how to protect minorities in online safe spaces like Reddit and Facebook groups